How Texas taxes your paycheck in 2026
Texas is one of nine states with no tax on wage income, so the only mandatory deductions from your paycheck are federal: income tax, Social Security and Medicare.
Federal deductions are the same everywhere: income tax on your wages after the $16,100 standard deduction (single filers), 6.2% Social Security on the first $184,500 of wages, and 1.45% Medicare on everything.
Example take-home pay in Texas
Single filer, 2026 rates, standard deduction, no pre-tax benefits or local taxes:
| Salary | Federal tax | TX state tax | Take-home / yr | Per biweekly check |
|---|---|---|---|---|
| $50,000 | $3,820 | $0 | $42,355 | $1,629 |
| $75,000 | $7,670 | $0 | $61,593 | $2,369 |
| $100,000 | $13,170 | $0 | $79,180 | $3,045 |
Frequently asked questions
+How much is taken out of a $75,000 paycheck in Texas?
For a single filer with no pre-tax deductions in 2026: about $7,670 federal income tax, $5,738 in Social Security and Medicare, and no state income tax — leaving take-home pay of about $61,593 a year, or $2,369 every two weeks.
+Does Texas really have no income tax?
Correct — Texas levies no tax on wages or salaries. The state funds itself through other taxes instead, such as sales and property taxes. The other no-income-tax states are Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Washington, Wyoming.
+Why is my actual paycheck different from this estimate?
This calculator assumes the standard deduction, single-filer state parameters, and no dependents, credits or local taxes. Employer withholding also follows your W-4, which may over- or under-withhold relative to your final tax bill.
+Do 401(k) contributions reduce state tax too?
In every state with an income tax, traditional 401(k) contributions reduce state taxable income — in Texas it simply reduces your federal tax. They do not reduce Social Security or Medicare tax.
Sources: IRS 2026 federal parameters; state rates and brackets as of January 1, 2026 compiled from state statutes and the Tax Foundation. Estimates only — see our terms.