19 calculators · 102 state tools · 49 hourly wages · all free
Every calculator, one page.
Each tool answers as you type, shows the formula behind the number, and runs entirely in your browser — nothing you enter is stored. Search below, or jump to a category.
Home
Buying, owning and affording a place to live.
Loans
What borrowing really costs — and how to pay it off faster.
Amortization Calculator
Free amortization calculator with full payment schedule. See principal vs interest each month, and how extra payments cut years and thousands in interest off your loan.
+$200/mo on a $300K loan saves
$103,449
Loan Payment Calculator
Calculate the monthly payment on any loan — auto, personal, student or business. See total interest and total cost so you can compare offers side by side.
$25K auto loan, 60 mo @ 7.5%
$501/mo
Debt Payoff Calculator
Free debt payoff calculator. Enter all your debts, choose snowball or avalanche, and see your debt-free date, total interest, and how much an extra payment saves.
$42.5K in debts + $200/mo extra
debt-free 3.3 yrs sooner
Savings
Watch money grow instead of guessing.
Compound Interest Calculator
Free compound interest calculator with monthly contributions and a year-by-year table. See how your savings or investments grow over time at any rate and compounding frequency.
$500/mo at 7% for 20 years
$300,851
Savings Goal Calculator
Find out exactly how much to save per month, week or day to hit a goal by a deadline. Accounts for what you've already saved and the interest you'll earn along the way.
$20K goal in 24 months
$715/mo
Income
What you earn, what you keep.
Paycheck Calculator
Free 2026 paycheck calculator. Enter your salary, filing status and pay frequency to see your take-home pay after federal income tax, Social Security and Medicare.
$75K salary, 2026, no state tax
$2,369/biweekly
Hourly to Salary Calculator
Convert an hourly wage to yearly, monthly, biweekly and weekly pay, with an after-tax estimate. Adjust hours per week and weeks per year for part-time or unpaid leave.
$25/hour, full-time
$52,000/yr
Pay Raise Calculator
See what a raise actually adds to your paycheck after federal, FICA and state taxes. Enter a percent, a dollar amount or a new salary — free, with 2026 rates for every state.
5% raise on $75K, kept after tax
$2,638/yr
Overtime Calculator
Calculate overtime pay at time and a half or double time, plus what each overtime hour nets after taxes — including the 2025–2028 federal overtime deduction. Free, for every state.
Each OT hour at $25/hr nets
$31.63
Salary to Hourly Calculator
Convert an annual salary to an hourly wage — and see your real hourly rate after taxes and at the hours you actually work. Free, with 2026 tax rates for every state.
$60,000 salary, full-time
$28.85/hr
Net to Gross Calculator
Work backward from the take-home pay you want to the gross salary you need, after 2026 federal, FICA and state taxes. Per paycheck or per year — free for every state.
Salary for $2,000 biweekly take-home
$62,004
FICA Tax Calculator
Calculate 2026 FICA tax: 6.2% Social Security up to $184,500, 1.45% Medicare, and the 0.9% Additional Medicare tax. Works for W-2 employees and self-employed (15.3% SE tax).
FICA on a $75K salary
$5,738/yr
Tax Bracket Calculator
Find your 2026 federal tax bracket, effective tax rate and exactly how your income fills each bracket. Single, married or head of household — free and instant.
$75K single filer
22% · 10.2% eff.
Income Tax Calculator
Free 2026 income tax calculator: federal income tax, Social Security, Medicare and state tax in one estimate, including the Child Tax Credit and the new tips and overtime deductions.
$75K single, all taxes
$13,408 · 17.9%
Tax Refund Estimator
Estimate your federal tax refund or balance due: compare your withholding against your 2026 tax, including the Child Tax Credit and the new tips and overtime deductions.
Server, $15K tips, $3,200 withheld
$1,780 refund
Everyday
The quick math of daily spending.
Sales Tax Calculator
Free sales tax calculator. Add sales tax to a price, or work backwards from a receipt total to find the pre-tax price and tax paid. Works with any state or local rate.
$100 at NYC's 8.875%
$108.88
Tip Calculator
How to calculate a tip in seconds: move the decimal for 10%, double it for 20%, add half for 15%. Or enter the bill, pick a percentage and split the total.
$86.40 bill, 20%, split by 2
$51.84 each
Percentage Calculator
Free percentage calculator. Find what percent one number is of another, calculate percent increase or decrease, work out a percentage of a number, and compute sale prices.
Price drops $250 → $200
20% off
By state · 51 tools
Paycheck calculators for every state
Exact 2026 state income tax rates — from the 9 states that take nothing to California's 13.3% top rate. Plus a side-by-side state comparison.
By state · 51 tools
Sales tax calculators for every state
Current state and average local rates, forward or reverse from a receipt — from Delaware's 0% to Louisiana's 10.13% combined.
By wage · 49 pages
Hourly wage to yearly salary
"$25 an hour is how much a year?" — answered for every wage from $12 to $60, with part-time schedules and after-tax estimates.
By salary · 30 pages
Yearly salary to hourly wage
"$60,000 a year is how much an hour?" — every common salary from $25K to $300K, with take-home in all 50 states.
Not sure which tool you need?
Buying a home? Start with the mortgage calculator for the true monthly payment, then the amortization calculator to see how extra payments cut years off the loan. Renting and saving up? The savings goal calculator turns a down payment into a monthly number.
Comparing job offers or planning a move? The paycheck calculator shows take-home after every deduction, the hourly to salary converter puts wage and salary offers on the same footing, and the state comparison tool prices out a relocation in one screen.
Dealing with debt? The loan payment calculator compares offers by total interest, and the debt payoff calculator builds a snowball or avalanche plan across all your balances with a real debt-free date.
Growing money? The compound interest calculator is the one that changes minds — watch the interest line overtake your contributions. Pair it with our article on what a 401(k) contribution really costs per paycheck.
Every tool here is free, requires no account, and explains its formula on the page. Site owners can embed any of them, and developers can pull the underlying tax data from our free API.