How Massachusetts taxes your paycheck in 2026
Massachusetts uses a graduated income tax with 2 brackets, from 5% at the bottom to 9% at the top, applied after a $4,400 single-filer deduction/exemption. Massachusetts also withholds a Paid Family and Medical Leave payroll contribution (0.46% for most employees).
Federal deductions are the same everywhere: income tax on your wages after the $16,100 standard deduction (single filers), 6.2% Social Security on the first $184,500 of wages, and 1.45% Medicare on everything.
Massachusetts's income tax, in context
Massachusetts has taxed wages at a flat 5% for years, but a 2022 ballot measure added a 4% surtax on income above about $1 million, creating a two-tier structure. A personal exemption rather than a standard deduction applies, and a separate Paid Family and Medical Leave contribution comes out of every paycheck.
Massachusetts 2026 income tax brackets (single filer)
Only the income inside each bracket is taxed at that bracket's rate, after the $4,400 single-filer deduction/exemption.
| Taxable income | Rate |
|---|---|
| $0 – $1,083,150 | 5% |
| Over $1,083,150 | 9% |
How Massachusetts compares
On a $75,000 single-filer salary, Massachusetts ranks 42nd of 51 for take-home pay, at $58,063 after $3,530 of state tax. Moving that salary to a no-income-tax state like Texas or Florida would keep an extra $3,530 a year; the same salary in the highest-tax state (Oregon) would net $55,604. At the register, Massachusetts's average combined sales tax is 6.25% — see the Massachusetts sales tax calculator.
Neighboring states on the same $75,000 salary:
| State | State income tax | Take-home / yr | vs. MA |
|---|---|---|---|
| Massachusetts | $3,530 | $58,063 | — |
| New Hampshire | $0 | $61,593 | +$3,530 |
| Rhode Island | $2,393 | $59,200 | +$1,138 |
| Connecticut | $2,550 | $59,043 | +$980 |
| Vermont | $2,840 | $58,753 | +$690 |
| New York | $3,453 | $58,140 | +$77 |
Example take-home pay in Massachusetts
Single filer, 2026 rates, standard deduction, no pre-tax benefits or local taxes:
| Salary | Federal tax | MA state tax | Take-home / yr | Per biweekly check |
|---|---|---|---|---|
| $40,000 | $2,620 | $1,780 | $32,540 | $1,252 |
| $50,000 | $3,820 | $2,280 | $40,075 | $1,541 |
| $60,000 | $5,020 | $2,780 | $47,610 | $1,831 |
| $75,000 | $7,670 | $3,530 | $58,063 | $2,233 |
| $100,000 | $13,170 | $4,780 | $74,400 | $2,862 |
| $150,000 | $24,734 | $7,280 | $106,511 | $4,097 |
Frequently asked questions
+How much is taken out of a $75,000 paycheck in Massachusetts?
For a single filer with no pre-tax deductions in 2026: about $7,670 federal income tax, $5,738 in Social Security and Medicare, and roughly $3,530 in Massachusetts state income tax — leaving take-home pay of about $58,063 a year, or $2,233 every two weeks.
+What is the Massachusetts state income tax rate for 2026?
Massachusetts uses a graduated income tax with 2 brackets, from 5% at the bottom to 9% at the top, applied after a $4,400 single-filer deduction/exemption. Massachusetts also withholds a Paid Family and Medical Leave payroll contribution (0.46% for most employees).
+How much is $100,000 after taxes in Massachusetts?
About $74,400 a year for a single filer in 2026 — $13,170 federal income tax, $7,650 Social Security and Medicare, and about $4,780 Massachusetts state tax. That's roughly $6,200 a month.
+How much is $50,000 after taxes in Massachusetts?
About $40,075 a year, or $1,541 per biweekly check, for a single filer with the standard deduction after roughly $2,280 of Massachusetts state tax.
+What is the marginal state tax rate on a $75,000 salary in Massachusetts?
5%. That's the Massachusetts tax on your next dollar of income at $75,000, on top of the 22% federal bracket and 7.65% FICA — about 34.6% all-in on a raise before local taxes.
+Why is my actual paycheck different from this estimate?
This calculator assumes the standard deduction, single-filer state parameters, and no dependents, credits or local taxes. Employer withholding also follows your W-4, which may over- or under-withhold relative to your final tax bill.
+Do 401(k) contributions reduce state tax too?
In Massachusetts, traditional 401(k) and most pre-tax benefit contributions reduce your state taxable income as well as federal. They do not reduce Social Security or Medicare tax.
Sources: IRS 2026 federal parameters; state rates and brackets as of January 1, 2026 compiled from state statutes and the Tax Foundation. Estimates only — see our terms.