How Minnesota taxes your paycheck in 2026
Minnesota uses a graduated income tax with 4 brackets, from 5.35% at the bottom to 9.85% at the top, applied after a $15,300 single-filer deduction/exemption.
Federal deductions are the same everywhere: income tax on your wages after the $16,100 standard deduction (single filers), 6.2% Social Security on the first $184,500 of wages, and 1.45% Medicare on everything.
Minnesota's income tax, in context
Minnesota's four brackets start at 5.35% — the highest bottom rate in the country — and reach 9.85%, making it one of the most progressive and highest-tax states for wage income. The state partially offsets this with a large standard deduction and refundable credits for lower earners, but middle and upper incomes carry a heavy load.
Minnesota 2026 income tax brackets (single filer)
Only the income inside each bracket is taxed at that bracket's rate, after the $15,300 single-filer deduction/exemption.
| Taxable income | Rate |
|---|---|
| $0 – $33,310 | 5.35% |
| $33,310 – $109,430 | 6.8% |
| $109,430 – $203,150 | 7.85% |
| Over $203,150 | 9.85% |
How Minnesota compares
On a $75,000 single-filer salary, Minnesota ranks 46th of 51 for take-home pay, at $58,016 after $3,577 of state tax. Moving that salary to a no-income-tax state like Texas or Florida would keep an extra $3,577 a year; the same salary in the highest-tax state (Oregon) would net $55,604. At the register, Minnesota's average combined sales tax is 8.14% — see the Minnesota sales tax calculator.
Neighboring states on the same $75,000 salary:
| State | State income tax | Take-home / yr | vs. MN |
|---|---|---|---|
| Minnesota | $3,577 | $58,016 | — |
| South Dakota | $0 | $61,593 | +$3,577 |
| North Dakota | $203 | $61,389 | +$3,373 |
| Iowa | $2,238 | $59,354 | +$1,338 |
| Wisconsin | $2,632 | $58,961 | +$945 |
Example take-home pay in Minnesota
Single filer, 2026 rates, standard deduction, no pre-tax benefits or local taxes:
| Salary | Federal tax | MN state tax | Take-home / yr | Per biweekly check |
|---|---|---|---|---|
| $40,000 | $2,620 | $1,321 | $32,999 | $1,269 |
| $50,000 | $3,820 | $1,877 | $40,478 | $1,557 |
| $60,000 | $5,020 | $2,557 | $47,833 | $1,840 |
| $75,000 | $7,670 | $3,577 | $58,016 | $2,231 |
| $100,000 | $13,170 | $5,277 | $73,903 | $2,842 |
| $150,000 | $24,734 | $8,942 | $104,849 | $4,033 |
Frequently asked questions
+How much is taken out of a $75,000 paycheck in Minnesota?
For a single filer with no pre-tax deductions in 2026: about $7,670 federal income tax, $5,738 in Social Security and Medicare, and roughly $3,577 in Minnesota state income tax — leaving take-home pay of about $58,016 a year, or $2,231 every two weeks.
+What is the Minnesota state income tax rate for 2026?
Minnesota uses a graduated income tax with 4 brackets, from 5.35% at the bottom to 9.85% at the top, applied after a $15,300 single-filer deduction/exemption.
+How much is $100,000 after taxes in Minnesota?
About $73,903 a year for a single filer in 2026 — $13,170 federal income tax, $7,650 Social Security and Medicare, and about $5,277 Minnesota state tax. That's roughly $6,159 a month.
+How much is $50,000 after taxes in Minnesota?
About $40,478 a year, or $1,557 per biweekly check, for a single filer with the standard deduction after roughly $1,877 of Minnesota state tax.
+What is the marginal state tax rate on a $75,000 salary in Minnesota?
6.8%. That's the Minnesota tax on your next dollar of income at $75,000, on top of the 22% federal bracket and 7.65% FICA — about 36.5% all-in on a raise before local taxes.
+Why is my actual paycheck different from this estimate?
This calculator assumes the standard deduction, single-filer state parameters, and no dependents, credits or local taxes. Employer withholding also follows your W-4, which may over- or under-withhold relative to your final tax bill.
+Do 401(k) contributions reduce state tax too?
In Minnesota, traditional 401(k) and most pre-tax benefit contributions reduce your state taxable income as well as federal. They do not reduce Social Security or Medicare tax.
Sources: IRS 2026 federal parameters; state rates and brackets as of January 1, 2026 compiled from state statutes and the Tax Foundation. Estimates only — see our terms.