How Mississippi taxes your paycheck in 2026
Mississippi taxes wages at a flat 4% on income above $10,000, after a $2,300 single-filer deduction/exemption. Mississippi's rate is scheduled to keep falling — 3.75% in 2027, 3.5% in 2028 — on its way toward eventual elimination.
Federal deductions are the same everywhere: income tax on your wages after the $16,100 standard deduction (single filers), 6.2% Social Security on the first $184,500 of wages, and 1.45% Medicare on everything.
Mississippi's income tax, in context
Mississippi is phasing its income tax out entirely: 4% for 2026 on income above $10,000, dropping to 3.75% in 2027 and 3.5% in 2028, with full elimination targeted for the 2030s under a 2025 law. The state's 7% sales tax — one of the highest and among the few that fully taxes groceries — is what carries the budget.
Mississippi 2026 income tax brackets (single filer)
One rate applies above $10,000 of taxable income, after the $2,300 single-filer deduction/exemption.
| Taxable income | Rate |
|---|---|
| Over $10,000 | 4% |
How Mississippi compares
On a $75,000 single-filer salary, Mississippi ranks 21st of 51 for take-home pay, at $59,085 after $2,508 of state tax. Moving that salary to a no-income-tax state like Texas or Florida would keep an extra $2,508 a year; the same salary in the highest-tax state (Oregon) would net $55,604. At the register, Mississippi's average combined sales tax is 7.06% — see the Mississippi sales tax calculator.
Neighboring states on the same $75,000 salary:
| State | State income tax | Take-home / yr | vs. MS |
|---|---|---|---|
| Mississippi | $2,508 | $59,085 | — |
| Tennessee | $0 | $61,593 | +$2,508 |
| Louisiana | $1,864 | $59,729 | +$644 |
| Arkansas | $2,741 | $58,851 | −$233 |
| Alabama | $3,560 | $58,033 | −$1,052 |
Example take-home pay in Mississippi
Single filer, 2026 rates, standard deduction, no pre-tax benefits or local taxes:
| Salary | Federal tax | MS state tax | Take-home / yr | Per biweekly check |
|---|---|---|---|---|
| $40,000 | $2,620 | $1,108 | $33,212 | $1,277 |
| $50,000 | $3,820 | $1,508 | $40,847 | $1,571 |
| $60,000 | $5,020 | $1,908 | $48,482 | $1,865 |
| $75,000 | $7,670 | $2,508 | $59,085 | $2,272 |
| $100,000 | $13,170 | $3,508 | $75,672 | $2,910 |
| $150,000 | $24,734 | $5,508 | $108,283 | $4,165 |
Frequently asked questions
+How much is taken out of a $75,000 paycheck in Mississippi?
For a single filer with no pre-tax deductions in 2026: about $7,670 federal income tax, $5,738 in Social Security and Medicare, and roughly $2,508 in Mississippi state income tax — leaving take-home pay of about $59,085 a year, or $2,272 every two weeks.
+What is the Mississippi state income tax rate for 2026?
Mississippi taxes wages at a flat 4% on income above $10,000, after a $2,300 single-filer deduction/exemption. Mississippi's rate is scheduled to keep falling — 3.75% in 2027, 3.5% in 2028 — on its way toward eventual elimination.
+How much is $100,000 after taxes in Mississippi?
About $75,672 a year for a single filer in 2026 — $13,170 federal income tax, $7,650 Social Security and Medicare, and about $3,508 Mississippi state tax. That's roughly $6,306 a month.
+How much is $50,000 after taxes in Mississippi?
About $40,847 a year, or $1,571 per biweekly check, for a single filer with the standard deduction after roughly $1,508 of Mississippi state tax.
+What is the marginal state tax rate on a $75,000 salary in Mississippi?
4%. That's the Mississippi tax on your next dollar of income at $75,000, on top of the 22% federal bracket and 7.65% FICA — about 33.6% all-in on a raise before local taxes.
+Why is my actual paycheck different from this estimate?
This calculator assumes the standard deduction, single-filer state parameters, and no dependents, credits or local taxes. Employer withholding also follows your W-4, which may over- or under-withhold relative to your final tax bill.
+Do 401(k) contributions reduce state tax too?
In Mississippi, traditional 401(k) and most pre-tax benefit contributions reduce your state taxable income as well as federal. They do not reduce Social Security or Medicare tax.
Sources: IRS 2026 federal parameters; state rates and brackets as of January 1, 2026 compiled from state statutes and the Tax Foundation. Estimates only — see our terms.