How Maryland taxes your paycheck in 2026
Maryland uses a graduated income tax with 10 brackets, from 2% at the bottom to 6.5% at the top, applied after a $3,350 single-filer deduction/exemption.
Federal deductions are the same everywhere: income tax on your wages after the $16,100 standard deduction (single filers), 6.2% Social Security on the first $184,500 of wages, and 1.45% Medicare on everything. Every Maryland county and Baltimore City levy a local income tax of roughly 2.25%–3.2%, which is withheld with state tax and not included in this estimate.
Example take-home pay in Maryland
Single filer, 2026 rates, standard deduction, no pre-tax benefits or local taxes:
| Salary | Federal tax | MD state tax | Take-home / yr | Per biweekly check |
|---|---|---|---|---|
| $50,000 | $3,820 | $2,163 | $40,192 | $1,546 |
| $75,000 | $7,670 | $3,351 | $58,242 | $2,240 |
| $100,000 | $13,170 | $4,538 | $74,642 | $2,871 |
Frequently asked questions
+How much is taken out of a $75,000 paycheck in Maryland?
For a single filer with no pre-tax deductions in 2026: about $7,670 federal income tax, $5,738 in Social Security and Medicare, and roughly $3,351 in Maryland state income tax — leaving take-home pay of about $58,242 a year, or $2,240 every two weeks.
+What is the Maryland state income tax rate for 2026?
Maryland uses a graduated income tax with 10 brackets, from 2% at the bottom to 6.5% at the top, applied after a $3,350 single-filer deduction/exemption.
+Why is my actual paycheck different from this estimate?
This calculator assumes the standard deduction, single-filer state parameters, and no dependents, credits or local taxes. Every Maryland county and Baltimore City levy a local income tax of roughly 2.25%–3.2%, which is withheld with state tax and not included in this estimate. Employer withholding also follows your W-4, which may over- or under-withhold relative to your final tax bill.
+Do 401(k) contributions reduce state tax too?
In Maryland, traditional 401(k) and most pre-tax benefit contributions reduce your state taxable income as well as federal. They do not reduce Social Security or Medicare tax.
Sources: IRS 2026 federal parameters; state rates and brackets as of January 1, 2026 compiled from state statutes and the Tax Foundation. Estimates only — see our terms.