How Maryland taxes your paycheck in 2026
Maryland uses a graduated income tax with 10 brackets, from 2% at the bottom to 6.5% at the top, applied after a $3,350 single-filer deduction/exemption.
Federal deductions are the same everywhere: income tax on your wages after the $16,100 standard deduction (single filers), 6.2% Social Security on the first $184,500 of wages, and 1.45% Medicare on everything. Every Maryland county and Baltimore City levy a local income tax of roughly 2.25%–3.2%, which is withheld with state tax and not included in this estimate.
Maryland's income tax, in context
Maryland's state brackets are only part of the picture: every county and Baltimore City levy a local income tax of roughly 2.25% to 3.2%, withheld by employers with the state tax. Combined, Maryland taxes middle incomes more heavily than its 4.75% state bracket implies, and a 2025 budget added new top brackets for very high earners.
Maryland 2026 income tax brackets (single filer)
Only the income inside each bracket is taxed at that bracket's rate, after the $3,350 single-filer deduction/exemption.
| Taxable income | Rate |
|---|---|
| $0 – $1,000 | 2% |
| $1,000 – $2,000 | 3% |
| $2,000 – $3,000 | 4% |
| $3,000 – $100,000 | 4.75% |
| $100,000 – $125,000 | 5% |
| $125,000 – $150,000 | 5.25% |
| $150,000 – $250,000 | 5.5% |
| $250,000 – $500,000 | 5.75% |
| $500,000 – $1,000,000 | 6.25% |
| Over $1,000,000 | 6.5% |
How Maryland compares
On a $75,000 single-filer salary, Maryland ranks 38th of 51 for take-home pay, at $58,242 after $3,351 of state tax. Moving that salary to a no-income-tax state like Texas or Florida would keep an extra $3,351 a year; the same salary in the highest-tax state (Oregon) would net $55,604. At the register, Maryland's average combined sales tax is 6% — see the Maryland sales tax calculator.
Neighboring states on the same $75,000 salary:
| State | State income tax | Take-home / yr | vs. MD |
|---|---|---|---|
| Maryland | $3,351 | $58,242 | — |
| Pennsylvania | $2,303 | $59,290 | +$1,048 |
| West Virginia | $2,680 | $58,912 | +$671 |
| Washington, D.C. | $3,429 | $58,164 | −$78 |
| Virginia | $3,552 | $58,041 | −$201 |
| Delaware | $3,719 | $57,874 | −$368 |
Example take-home pay in Maryland
Single filer, 2026 rates, standard deduction, no pre-tax benefits or local taxes:
| Salary | Federal tax | MD state tax | Take-home / yr | Per biweekly check |
|---|---|---|---|---|
| $40,000 | $2,620 | $1,688 | $32,632 | $1,255 |
| $50,000 | $3,820 | $2,163 | $40,192 | $1,546 |
| $60,000 | $5,020 | $2,638 | $47,752 | $1,837 |
| $75,000 | $7,670 | $3,351 | $58,242 | $2,240 |
| $100,000 | $13,170 | $4,538 | $74,642 | $2,871 |
| $150,000 | $24,734 | $7,084 | $106,707 | $4,104 |
Frequently asked questions
+How much is taken out of a $75,000 paycheck in Maryland?
For a single filer with no pre-tax deductions in 2026: about $7,670 federal income tax, $5,738 in Social Security and Medicare, and roughly $3,351 in Maryland state income tax — leaving take-home pay of about $58,242 a year, or $2,240 every two weeks.
+What is the Maryland state income tax rate for 2026?
Maryland uses a graduated income tax with 10 brackets, from 2% at the bottom to 6.5% at the top, applied after a $3,350 single-filer deduction/exemption.
+How much is $100,000 after taxes in Maryland?
About $74,642 a year for a single filer in 2026 — $13,170 federal income tax, $7,650 Social Security and Medicare, and about $4,538 Maryland state tax. That's roughly $6,220 a month.
+How much is $50,000 after taxes in Maryland?
About $40,192 a year, or $1,546 per biweekly check, for a single filer with the standard deduction after roughly $2,163 of Maryland state tax.
+What is the marginal state tax rate on a $75,000 salary in Maryland?
4.75%. That's the Maryland tax on your next dollar of income at $75,000, on top of the 22% federal bracket and 7.65% FICA — about 34.4% all-in on a raise before local taxes.
+Why is my actual paycheck different from this estimate?
This calculator assumes the standard deduction, single-filer state parameters, and no dependents, credits or local taxes. Every Maryland county and Baltimore City levy a local income tax of roughly 2.25%–3.2%, which is withheld with state tax and not included in this estimate. Employer withholding also follows your W-4, which may over- or under-withhold relative to your final tax bill.
+Do 401(k) contributions reduce state tax too?
In Maryland, traditional 401(k) and most pre-tax benefit contributions reduce your state taxable income as well as federal. They do not reduce Social Security or Medicare tax.
Sources: IRS 2026 federal parameters; state rates and brackets as of January 1, 2026 compiled from state statutes and the Tax Foundation. Estimates only — see our terms.